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Master Personal Finance with These 10 Tips
Most budgets see half spent on fixed costs like rent and utilities, with 30% on wants and 20% on savings and debt. An emergency fund should cover three to six months of expenses, easing the stress of unexpected costs. High-interest debt, often tackled through methods like the debt avalanche, significantly impacts financial health. Automated savings, employer 401(k) matches, and strategic use of benefits can bolster financial stability and growth.